this is despite the price target cut by ubs and steve. he sounded the caution on apple. citing supply checks a long time ago, but didn't take the price target down until today. citing a story by customer intelligence showing customers are buying older iphones with less memory, which could continue to pressure margins. he's cutting 2013 eps 25%. really, reflective of what has gone on on wall street so far in the past couple of weeks, as there's sort of this steady stream of, i don't know, reality recognition. >> i think apple's fine. no one wants to hear it's fine. they want to put every single chip on apple or bet against apple. sometimes stocks are just fine. >> tell you what would have been good to put chips on at the beginning of the year, travelers. up more than 4%. one of the best performing dow components of the year. people never know what to say about it. even the wires can't really give you the color, because it's a difficult one to understand sometimes. >> storms are good. storms raise your premiums. have you tried to look at flood insurance, how much it's gone